Licensed loan originator serving Alabama, Louisiana, and Tennessee. First-time buyers, VA, FHA, USDA, and conventional loans — explained in plain English.
Kamron Kimbrough, Mortgage Loan Originator
reAlpha Mortgage
Phone: (256) 338-0389
Email: [email protected]
NMLS# 1123575
Company NMLS# 1743790
Licensed in: LA, AL, TN
All information provided is for educational and illustrative purposes only and does not constitute a commitment to lend. Rates, terms, and programs are subject to change without notice and are based on current market conditions and borrower eligibility. Actual payments and interest rates will vary based on your specific financial situation, credit score, down payment, and property type. Not all applicants will qualify.
LOAN PROGRAMS
A widely used home financing option with flexible terms and competitive rates for borrowers who meet conventional guidelines.
Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They can offer flexibility for borrowers with qualifying credit and stable income.
Quick Eligibility Check
Educational suggestions based on typical guidelines — not a credit decision, pre-approval, or a commitment to lend.
Conventional loans offer flexibility with competitive requirements for qualified borrowers.
Lower DTI ratios typically qualify for better interest rates and terms.
Understanding loan limits helps determine which conventional loan type fits your purchase price and property type.
Understanding PMI helps you make informed decisions about down payments and monthly costs.
Get answers to common questions about conventional loans
Explore your conventional loan options and discuss financing that may fit your home purchase.
Helping you explore home loan options with clear information and personal guidance.
Quick Links
Contact
Cell:
Direct: (318) 374-1184
2150 N 1st St, Suite 106 Jena, LA 71342 (by appointment only)
Kamron Kimbrough ( NMLS# 1123575 ) is a licensed mortgage loan originator sponsored by Debt Does Deals, LLC D/B/A reAlpha Mortgage™ ( NMLS # 1743790 ) Equal Housing Opportunity. For additional company information or licensing see www.realphamortgage.com and NMLS Consumer Access . Some images on this website may be AI-generated and are used solely for illustrative purposes.