Licensed loan originator serving Alabama, Louisiana, and Tennessee. First-time buyers, VA, FHA, USDA, and conventional loans — explained in plain English.
LOAN PROGRAMS
FHA loans may allow as little as 3.5% down for eligible borrowers. They offer flexible credit guidelines and government insurance, which can be a fit for many first-time homebuyers.
FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.
Quick Eligibility Check
Educational suggestions based on typical guidelines — not a credit decision, pre-approval, or a commitment to lend.
FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.
*Subject to AUS Approval
Down payment can come entirely from gift funds from family members.
These are the standard 2026 FHA loan limits that apply in most areas across the country.
Some high-cost areas and certain U.S. states or regions — including Alaska, Hawaii, Guam, and the U.S. Virgin Islands — may have higher FHA loan limits. Contact me to confirm the limit for your specific location.
See how FHA loans compare to conventional mortgages and why they might be a fit for your homebuying journey.
Get answers to the most common questions about FHA loans
Let us help you navigate the FHA loan process and review financing options that may fit your purchase.
Helping you explore home loan options with clear information and personal guidance.
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Cell:
Direct: (318) 374-1184
Jena, LA 71342 (by appointment only)
Kamron Kimbrough (<a href="https: <a href="https: and <a href="https: . Some images on this website may be AI-generated and are used solely for illustrative purposes.