Licensed loan originator serving Alabama, Louisiana, and Tennessee. First-time buyers, VA, FHA, USDA, and conventional loans — explained in plain English.
Kamron Kimbrough, Mortgage Loan Originator
reAlpha Mortgage
Phone: (256) 338-0389
Email: [email protected]
NMLS# 1123575
Company NMLS# 1743790
Licensed in: LA, AL, TN
All information provided is for educational and illustrative purposes only and does not constitute a commitment to lend. Rates, terms, and programs are subject to change without notice and are based on current market conditions and borrower eligibility. Actual payments and interest rates will vary based on your specific financial situation, credit score, down payment, and property type. Not all applicants will qualify.
LOAN PROGRAMS
Specialized portfolio lending for luxury properties. Five distinct jumbo programs designed for unique borrower profiles, from first-time buyers to experienced investors.
Jumbo loans, also known as non-conforming loans, are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are designed for financing luxury properties and homes in highly competitive real estate markets.
Quick Eligibility Check
Educational suggestions based on typical guidelines — not a credit decision, pre-approval, or a commitment to lend.
Conforming loan limits vary by area. Loans exceeding these limits require jumbo financing.
Any loan exceeding these limits in their respective areas requires jumbo financing.
Five specialized jumbo programs with varying DTI limits, reserve requirements, and property eligibility to match your unique situation.
Multiple jumbo programs with varying qualification requirements. We will help you compare programs that may fit your profile.
Get answers to common questions about jumbo loans
Let our team review your profile and walk you through jumbo program options that may fit your situation.
Helping you explore home loan options with clear information and personal guidance.
Quick Links
Contact
Cell:
Direct: (318) 374-1184
2150 N 1st St, Suite 106 Jena, LA 71342 (by appointment only)
Kamron Kimbrough ( NMLS# 1123575 ) is a licensed mortgage loan originator sponsored by Debt Does Deals, LLC D/B/A reAlpha Mortgage™ ( NMLS # 1743790 ) Equal Housing Opportunity. For additional company information or licensing see www.realphamortgage.com and NMLS Consumer Access . Some images on this website may be AI-generated and are used solely for illustrative purposes.